We've ranked every modern Jaguar model by total ownership cost – from purchase price and fuel to insurance, servicing, and the all-important engine repair bills. Real 2025 UK data reveals which Jaguar is kindest to your wallet.
The short answer: the Jaguar XE with the 2.0-litre Ingenium diesel (AJ200D) is the cheapest Jaguar to own, thanks to low purchase prices, decent fuel economy (55+ mpg), affordable servicing, and relatively modest engine repair costs. The XF follows closely, while the F-Type and XJ are the most expensive to run.
Next step: use our ranking table below to compare models, then get a personalised quote through our registration lookup.
Based on real 2025 UK data for purchase price, fuel economy, insurance, servicing, and engine repair costs. Lower rank = cheaper to own.
| Rank | Model | Typical Used Price (2025) | Engine Options (Most Common) | Recon Engine S&F (Typical) | Fuel Economy (Combined) | Insurance Group | Overall Verdict |
|---|---|---|---|---|---|---|---|
| 1 | XE (X760) | £7,000–£20,000 [THIRD-PARTY] | AJ200D 2.0 diesel, AJ200P 2.0 petrol | £4,800–£7,000 [EM-QUOTE] | 55–60 mpg (diesel) | 30–35 | Best value |
| 2 | XF (X260) | £8,000–£25,000 [THIRD-PARTY] | AJ200D, AJ200P | £4,800–£7,000 [EM-QUOTE] | 50–55 mpg (diesel) | 32–37 | Great value |
| 3 | E-Pace (X540) | £12,000–£30,000 [THIRD-PARTY] | AJ200D, AJ200P | £4,800–£7,000 [EM-QUOTE] | 45–50 mpg (diesel) | 30–35 | Good value |
| 4 | F-Pace (X761) | £12,000–£38,000 [THIRD-PARTY] | AJ200D, AJ200P, AJ126 V6 | £4,800–£8,500 [EM-QUOTE] | 40–45 mpg (diesel) | 35–40 | Moderate |
| 5 | XJ (X351) | £8,000–£25,000 [THIRD-PARTY] | AJ126 V6, AJ133 V8 | £5,500–£9,000 [EM-QUOTE] | 35–40 mpg (diesel), 25–30 mpg (V8) | 40–45 | Watch |
| 6 | XK (X150) | £8,000–£30,000 [THIRD-PARTY] | AJ133 V8, AJ-V8 | £8,000–£12,000 [EM-QUOTE] | 22–27 mpg | 45+ | Expensive |
| 7 | F-Type (X152) | £18,000–£65,000 [THIRD-PARTY] | AJ126 V6, AJ133 V8 | £5,500–£9,000 [EM-QUOTE] | 25–30 mpg (V6), 22–27 mpg (V8) | 45–50 | Costly |
| 8 | X-Type (X400) | £1,500–£5,000 [THIRD-PARTY] | AJ200D (early) | £2,500–£5,800 [EM-QUOTE] | 40–45 mpg (diesel) | 25–30 | Cheap to buy, risky |
| 9 | S-Type (X200) | £1,500–£5,500 [THIRD-PARTY] | AJ126 V6, AJ-V8 | £4,500–£7,500 [EM-QUOTE] | 25–30 mpg (V6) | 35–40 | Risk of high repair bills |
| 10 | I-Pace (X590) | £18,000–£45,000 [THIRD-PARTY] | Electric (no engine) | N/A (battery replacement cost high) | ~2.5–3.5 mi/kWh | 40–45 | High initial cost, low running |
Used prices from Auto Trader 2025 [THIRD-PARTY], fuel economy from manufacturer figures [THIRD-PARTY], insurance groups from ABI [THIRD-PARTY]. Engine repair costs from our proprietary quote data [EM-QUOTE]. Rankings are our editorial assessment based on total cost of ownership.
We've considered five main cost areas to build this ranking. Here's how each model performs.
The XE and XF are the most affordable to buy used, and they hold value reasonably well. The X-Type is very cheap but depreciates quickly. The F-Type and I-Pace are expensive to buy, with steep initial depreciation.
Diesels (XE, XF, E-Pace, F-Pace) offer 40–60 mpg, saving hundreds per year. V8 petrol models (XK, F-Type R, XJ Supersport) are thirstiest, costing £2,000+ more annually in fuel.
Insurance groups range from 25 (X-Type) to 50 (F-Type SVR). Servicing costs are similar across modern Ingenium models, but older V8s require more frequent and expensive maintenance.
The Ingenium diesel (AJ200D) is the cheapest to replace (£4,800–£7,000 [EM-QUOTE]). The AJ133 V8 can cost over £10,000, making a failure on a low-value car a write-off.
Our repair-to-value threshold shows that older XJs and XKs with high repair costs often exceed 60% of the car's value, making them risky budget buys. See our framework page for details.
If you want the lowest total cost of ownership, the Jaguar XE 2.0d (AJ200D) is the clear winner. It offers a great blend of low purchase price, excellent fuel economy, and relatively affordable maintenance and repair costs.
Low entry price, 55+ mpg, insurance group 30–35, and engine replacement costs under £7,000. The XE is the smartest financial choice for most buyers.
Similar running costs to the XE, with a bit more space and comfort. Slightly higher purchase price but still excellent value.
Though cheap to buy, their age means high repair-to-value ratios. A major engine failure can easily exceed the car's worth – see our scrap guide.
Remember: the cheapest to buy isn't always the cheapest to own. Always factor in potential repair costs – our Repair vs Replace Calculator can help you make an informed decision.
The Jaguar XE 2.0d (AJ200D Ingenium) is the cheapest to run, offering low purchase price, excellent fuel economy (55+ mpg), and relatively low repair costs. The XF 2.0d is a close second.
The X-Type is cheap to buy (often under £3,000), but its age means high repair-to-value risk. A major engine failure can cost more than the car is worth – often a scrap case. We recommend checking our X-Type engine replacement guide.
Generally yes, especially for high-mileage drivers. Diesels offer significantly better fuel economy and similar servicing costs. However, diesel Ingenium engines have known timing chain issues (pre-2019) that can be costly; factor in the repair risk.
Costs vary widely. For an AJ200D Ingenium diesel, supply-and-fit is £4,800–£7,000 [EM-QUOTE]. For an AJ133 V8, it's £8,000–£12,000 [EM-QUOTE]. See our Most Expensive Jaguar Repairs page for a full breakdown.
The I-Pace has low running costs (electricity vs petrol) and low maintenance (no engine oil, filters, etc.). However, its high purchase price and potential battery replacement cost make it expensive overall. Depreciation is also steep.
Genuine Enquiry DataBuilt from 9,000+ real 2025 UK Jaguar engine enquiries, not estimates.
Fully Disclosed MethodOur rankings are transparent and based on multiple cost factors.
15+ Vetted Jaguar SpecialistsEvery recommendation routes to a specialist who works on these engines daily.
100% IndependentNo sponsors, no manufacturer influence – honest advice on which Jaguar to buy.
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